How to apply for credit card in hdfc bank

how to apply for credit card in hdfc bank

HDFC Bank Credit Card

Register for SmartPay & get a Lifetime Free Credit Card. Not applicable on Co Brands, Infinia, Diners Black, Jet Black HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg Lower Parel (W), Mumbai - Get up to ?15, benefits in first 4 months of taking the HDFC Bank Credit Card. At HDFC Bank, you can instantly apply, own, & activate the credit card. Offer valid till 31st July

Door No. Have any queries? Click here for more details. HDFC Bank, one of the popular banks in India, offers a wide range of credit products to its customers. With competitive interest rates on loans and credit cards, HDFC Bank is a name to reckon in the credit market.

The customers can enjoy numerous benefits on tailor-made HDFC Bank credit cards based on different needs. For everyone, the needs are plenty, and it could differ for each of us depending on the lifestyle. From the above listed credit cards, care can choose the one that suits your priorities and spending behaviour.

You can save a huge amount through offers and rewards provided in each category. Individuals who want to apply for a HDFC Bank credit card must meet the following eligibility criteria. The applicant should be minimum of 21 years old and maximum of 65 years. The income criteria differ according to the features and specifications of the card. You can either be a salaried employee working in an credot company hdff a self-employed professional managing your own business.

Income of the Applicant: Your income plays an important role while applying for a credit card. This is a proof to the bank that you will be able to pay your credit card bill. Age of the Applicant: Using a credit card hvfc a huge responsibility. An individual gets a steady source of income only after a certain period of years. Hence, the banks are certain about age criteria in giving a credit card as they expect a proper payment every month.

A good credit history is highly preferred by the lender for offering a credit card. If you want to apply for a HDFC Bank credit card, the process is simple, and you can follow the steps given below to get it. HDFC Bank cardholder can get interest free credit period of up to 50 days, however, it is subject to change according the scheme and card.

Similarly, interest free period is not applicable for withdrawing cash from ATM. Annual Membership Crefit The cardholder will have to pay annual membership fee for primary and add-on cards as hcfc by the bank. The charges may vary for different cards depending on the schemes. Annual fees will not be refunded to the cardmember bqnk the time of closure how to design a website homepage the credit card.

For each transaction, a fee of 2. ATM transactions do not acrd interest free period unlike other purchases. Late Payment Charges: Late payment charges are applicable if minimum amount due is car paid on or before the due date. Following are the late payment charges applicable. The available bamk limit is communicated to the cardholder at the time of card delivery. The customer who wants to increase the credit limit can write to the bank asking for increase in the credit limit.

While requesting for the increase, the what are p scales in education needs to submit the financial documents such as salary slip, bank statement, income tax applu etc. However, the credit vank increase is determined at the sole discretion of the bank. You can fr with now bank for net banking facility to make your credit card payments online. After the registration, you can submit a written standing what do the symbols mean on the tassimo machine to automatically debit a pre-determined amount from your account.

This can help you pay the bills on time how to take bearings out of wheels avoid paying interest on late payment. The instructions may vary slightly in different banks, but, jn most cases you need to add your credit card number as the payee account number to make the payment through NEFT. Any payments made during the working hours on a weekday are credited on the same day while the payments made after working hours are credited on the next business day.

Fill out the required details which also includes the credit card number and payment amount. The customers will receive an online transaction confirmation as well as a Transaction Reference Number after how to apply for credit card in hdfc bank successful transaction. You can pay your HDFC Bank credit card bills by paying in cash at any one of the branches nearest to you.

A processing fee per payment will be charged by the bank when you pay your credit card bill. If you crdit to pay your credit card bills using cheques, then you can do so in the same way as you would pay your credit card bills by paying cash.

You can also drop of the cheques mentioning your credit card number and other required details at the bank ATMs where there are drop boxes for this purpose. The payment will get cleared within 3 working days.

You can follow the below steps to check your credit card eligibility. You can sort the cards either by bank or categories such as entertainment, cashback, shopping, fuel, rewards, lifestyle and travel. You will now be directed to a page where you will have to fill up personal and contact details such as name, email id, mobile number, gender etc.

You will now be asked to submit your income details and after which you will be shown credit cards that you are eligible for. You can choose any of them from the list and apply for it. CreditMantri pre-screens your application and suggests the lender who suits your eligibility and is willing to lend to you.

This increases the chances of approval rate and helps you get the right loan or credit card much easier. Your eligibility is based on various factors like your credit score, income, other debts, etc. No, not necessary. How long does it take for my HDFC credit card fpr be processed and issued?

Upon successful application completion, it takes about 21 business days for the credit card to be issued, printed and dispatched to you. However, in most cases, you will receive the card before 21 cedit. Are all HDFC credit card holders eligible for this coverage? HDFC Bank offers complimentary insurance coverage to its hfc card holders. They will get the following insurance coverage for free: Accidental death: In the event of death in an air accident, Rs 3 crores will be compensated to the nominated next of kin.

What happened to chelsea from millionaire matchmaker emergency cover: Up to Rs 50 lakh is offered to the card holder for medical emergencies while traveling abroad.

Credit shield: in the event of accidental death and permanent disability, the outstanding amount on the Infinia credit card is covered up to an amount of Rs. Will HDFC check my credit score while processing my credit card application? Yes, your credit score and past credit history is important to determine your credit card eligibility and credit limits granted on the card.

CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. Click here for more details All written queries will be crediy within 1 working day. We'd hddc to help you through every step along the way. Enter your personal and contact details. After the verification, a representative from the bank will get in touch with and ask guide you through the process. You can directly apply online for a credit card. You can call the toll-free number from your mobile and Landlines in India.

Cash payment You can pay your Babk Bank credit card bills by paying in cash at any one of the branches nearest to you. Cheque payment If ccredit prefer to pay your credit card bills using cheques, then you can do so hdcc the same way as you would pay your credit cxrd bills by paying cash. Visit the CreditMantri website 2.

The minimum income criterion is Rs. You can bnak reward points on transaction amounts in multiples of Rs. Your comment will be reviewed and posted shortly. Write a review. Post Comment optional.

Other Products. Get loans starting from Credit Card Eligibility.

Key Highlights of HDFC Bank Credit Card Eligibility

Oct 09, HDFC credit card - IVR Pin Regeneration toll number: From everyday expenses to luxury spends, covering the miles between your daily commute and foreign holidays, from store-hopping to online shopping, HDFC Bank Credit Cards are Author: India Today Web Desk. Visit the Credit Cards page of the HDFC Bank official website. You will have to enter your net banking customer id and mobile number. You can directly apply online for a credit card. You can also visit a nearby HDFC Bank branch to apply for a credit likedatingus.com: 21 to Aug 09, Basic Requirements to apply for a HDFC Credit Card are as follows: Applicant must be Indian. Applicant must be over 18 years of age. Applicant must have a good credit score with no loan/credit card defaulting.

Door No. Have any queries? Click here for more details. Exclusive offers from Ola Cabs. Get 2X more reward points on purchases. Enjoy sign on bonuses and instant loan approvals. Apply now to benefit from more exciting features! With 84, employees, 4, branches and 12, ATMs across 2, cities, HDFC Bank provides tailor made products to satisfy each and every customer requirement which can clearly be seen in their credit card offers.

HDFC Bank has designed this card keeping in mind online shopaholics, so that they can get attractive returns on shopping together with other lifestyle benefits for using the card. It is an attractive offer for those who are a big fan of Snapdeal. You also get exclusive offers from Ola Cabs and the travel website, Cleartrip. These perks coupled with the attractive rewards for spending online makes this credit card a desirable option. It offers 2X more reward points on grocery, supermarket purchases, dining and airline ticketing spends.

So, if you are a frequent shopper in the categories, then this card could be a good option for you. The rewards and perks this card offers makes this credit card a desirable option. The features and benefits are designed to provide maximum benefit to the frequent traveler who spends on leisure and entertainment. Those looking to enhance their travel experience can opt for this card as it offers exclusive lounge access to over worldwide airport lounges under the Club Lounge program.

The rewards this card offers along with the attractive rebates makes it a desirable option for the frequent traveler. If you are an avid traveler, then this card is for you. The card offers attractive returns through the JPMiles rewards program. The perks which this card offers on air travel and retail expenses makes this card a good option.

In short, you get rewarded for spending. It offers attractive rebates on travel, dining and leisure as well as on normal everyday retail spends.

Lifestyle: These are credit cards which provides benefits for dining, movie tickets, etc. This is also called fun credit cards as they give benefits for more experience-oriented services. For example, a credit card will give more rewards for dining or give 2 complementary tickets each month. The cards provided by HDFC in this category are.

If you are an avid shopper, then this card is for you. HDFC Bank has designed this card exclusively for its female customers so that they can get attractive returns on shopping combined with other travel and lifestyle benefits for using the card. The rewards and perks which this card offers on shopping and dining makes it a desirable option. It is an attractive option for those interested in premium high-end travel and leisure offers.

The features and benefits are designed to provide maximum benefit to the frequent traveler. If you are a foodie and love to try new and different types of food, then this card is made just for you. This card is made for those who love to travel especially travel abroad.

With very low foreign currency mark up and complementary airport lounge access it makes travel fun. Earn reward points when you shop with your HDFC Titanium Times Card and redeem them easily for attractive options from a range of categories like travel, premium merchandise, and much more.

You can earn 2 Reward Points for every Rs. Those looking to enhance their travel experience can opt for this card as it offers exclusive lounge access to airport lounges under the Club Lounge program globally.

HDFC bank provides different credit cards that cater to various customer needs. They understand the requirements of the customer and transfer that knowledge in the credit cards they offer. Knowing the need of the customer and making it comfortable for them HDFC bank provides multiple ways by which an individual can apply for a credit card. You can go to HDFC bank website and check various credit cards. By this simple step you make sure your card application is not rejected and thus your credit score is not affected.

There are certain factors or criteria stipulated by banks which needs to be satisfied before credit card applications are approved. They are.

These are the general criteria which you need to satisfy for your credit card to be approved. These criteria will change from bank to bank. You will require the following:. Credit cards have many uses apart from the rewards you get from spending using your credit cards. The following is list of uses that credit cards can provide you. You need to be above 21 years old and below 65 years old with a steady income of at least Rs.

You can pay the bill on the HDFC bank website by logging into their internet banking portal or you can download their mobile app which also has the option of credit card bill payment. It could be any number of reason from low credit score, eligibility criteria etc. You should wait for the rejection letter which will have all the details and reason for rejection.

If you have further queries you can contact HDFC Bank credit card customer care for further information. You can check your credit card usage or balance through Net banking, Mobile banking, visiting the nearest branch, ATM, calling customer service or opt for monthly statements and SMS alerts. Hence, the chance of your credit card application getting approved is higher. It is quick, simple and above all, free.

Click here to sign up and apply for loans and credit cards, the CreditMantri way! The card comes with an interest free period of up to 50 days. This will help the members streamline their business processes and spend more time in their stores and serve their customers. Providing higher reward points on fuel consumption, the card will be available on both RuPay and Visa platf Providing higher reward points on fuel consumption, the card will be available on both RuPay and Visa platforms.

Customers can redeem reward points for up to 50 litres of fuel in a year. Apart from fuel rewards, cardholders can also earn reward points on spends of groceries, utilities, bill payments, shopping etc. CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website.

Click here for more details All written queries will be responded within 1 working day. We'd love to help you through every step along the way. Annual Fee Nil. Reward Type Fuel.

Know More . Annual Fee NA. Reward Type NA. Joining Fee. Reward Type Travel. Reward Type LifeStyle. Annual Fee nil. Diners Club Black. We couldn't find any offer matching this category. Travel: These are credit cards made for people who love to travel and get benefits in form of reward points or miles which can be redeemed for attractive gifts or free tickets.

HDFC Bank Credit Card Eligibility and Documentation Eligibility There are certain factors or criteria stipulated by banks which needs to be satisfied before credit card applications are approved.

The following is list of uses that credit cards can provide you 1. Sign on bonuses: Some of the credit cards from HDFC Bank provide sign on bonus or gifts as a thank you for signing with the bank.

This is a great reward which will offset any joining fees paid already and get even more. Rewards: Reward points are offered for any transaction that is made using your HDFC bank credit card. These reward points can be accumulated to obtain a great gift, or the points can be redeemed for cashback.

Either way customer is the winner. Frequent flyer miles: This is useful for people to travel by plan frequently. With enough points you can avail discount on future tickets or you may be able to get tickets for free. Also, with some credit cards you get access to airport lounges which could be a life saver in case of delayed flights.

This is a great way to save money on spends. Keeping vendors in check: Credit cards help in keeping vendors in check. Customers have the option to cancel payment or even if already paid the ability to revert payment if they feel the product they bought is below par. This way the vendors who provide the products will stay honest and provide better quality goods. Insurance: Many credit cards come with insurance like travel insurance which can be availed.

It is bet to read the terms and conditions before you get a credit card and also know every feature available. Universal acceptance: Unlike debit cards credit cards have universal acceptance. If you go to any foreign country, you can spend money by using your credit card and not go searching for a currency exchange center or ATM. Instant Loan: Your credit limit is a source of loan which can be accessed immediately without requiring any approvals.

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